Determined to build an effective Brown Card Scheme, the National Insurance Commission NAICOM says the route to this is mutual trust, reciprocity, and discipline. The Commission says this cannot be sidelined because, “No single country can operate this system successfully in isolation.”
The Nigeria Commissioner for Insurance, Mr. Olusegun Ayo Omosehin made the remark at the 1st ECOWAS Brown Card Scheme Zonal Meeting 2026 at Eko Hotel & Suites, Lagos adding that the meeting provided opportunities to address operational challenges, harmonise regulatory approaches, share experiences, and strengthen collaboration among member states.
Stressing that the scheme exists to protect road users, Omosehin said that motorists travelling across ECOWAS borders must be confident that, in the event of an accident, a reliable compensation mechanism is in place. “When the scheme functions effectively, it reinforces public trust in insurance and supports broader economic and social protection objectives.”
Emphasising reliable compensation the CFI said, “Prompt and fair settlement of cross border claims is central to the success of the Brown Card Scheme.”
“Delays in claims settlement or inconsistent application of rules undermine confidence in the scheme. Regulators must therefore continue working closely with National Bureaux and industry stakeholders to ensure adherence to established conventions, while safeguarding the financial stability of our markets.”
Featured picture: The CFI, Mr. Olusegun Omosehin and Chairman Council of Bureaux, ECOWAS Brown Brown Card Scheme, Mr. Habib Dia (R)
